Trusted by over 400 000 users
of stable app operation
7+ years
monthly transactions
2.7 million
Crypto is always at your fingertips
An app where you can store, exchange, and grow your assets
Up to 14% APY
Coinhold
Store crypto and earn passive income with interest capitalization
coins available
16
P2P
Buy and sell crypto directly from miners
fee
1.5%
Mining Pool
Mine BTC, LTC, DOGE, ETC, and other coins with high hash rate and 24/7 technical support
FAQ
Наши продукты:
Trusted by over 400 000 users
Up to 14% APY
Coinhold
Store crypto and earn passive income with interest capitalization
coins available
16
P2P
Buy and sell crypto directly from miners.
fee
1.5%
Mining Pool
Mine BTC, LTC, DOGE, ETC, and other coins with high hash rate and 24/7 technical support
Get a USDT Loan Collateralized by Your Bitcoin
Use your BTC as collateral, choose a convenient term, and receive a loan in USDT. Repay the USDT at the end of the loan term and get your BTC back
Transparent Fees
Secure
Instant Approval
7+
Years in the Cryptocurrency Market
400 000+
Users Trust EMCD with Their Finances
24/7
Support – Always Awake
USDT
0.00 USDT
0.00 USDT
18%
0.00USDT
This is an estimated loan amount, which depends on the risk level — it can be adjusted after submitting your application
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Get from 1 000
to 1 000 000 USDT
In seconds with collateral
Get from 1 000 to 1 000 000 USDT
24/7 support
Our tech support is here for you 24/7 —
an expert team is always ready to help and answer any questions
No approvals
Get an instant loan —
no credit history check
Safe
We use cutting-edge
cryptography tech
and pass regular audits
We store the majority of crypto assets on cold wallets that aren’t connected to the internet
No hidden charges
Transparent fees — no insurance or transaction charges for withdrawals
What are loans
with collateral for?
Covering sudden expenses
A loan can come in handy if you need to cover something unplanned, like car repairs or an unexpected move
Investing into mining
Grow your mining power without selling your coins — buy a new ASIC and cover the loan interest with your rewards
Buying real estate
Crypto loans can offer lower rates than banks, allowing you to buy real estate or cover a down payment for a mortgage
Treating yourself
Go on that trip you’ve been dreaming of, get your loved ones something really special, or invest into your education with a course
And all this without the need to part with your coins
Keep your BTC and get USDT
400 000+
users trust us
John is a crypto enthusiast who decided to try out EMCD’s services. He took a loan using 1 BTC as collateral and got $ 50,000 USDT. Instead of just holding onto his bitcoins, John dove into a portfolio of altcoins he believed would skyrocket. Six months later, his portfolio exploded in value. He sold the altcoins, paid off the loan, returned the collateral, and pocketed over $ 100,000 in profit. That’s how he grew his wealth without ever selling a single bitcoin.
John. Investor
After five years in mining, Leon saw a game-changing opportunity: new equipment that could boost his income by 30%. The problem? He didn’t want to sell his hard-earned Bitcoin. The solution? A BTC-backed loan. With $ 70,000 in hand, he scaled up his operation. The new hardware paid for itself, the loan was repaid fast, and his mining power doubled. More profits, more growth, no sacrifices.
Leon. The Strategic Miner
Olivia had one goal — an MBA from a top European university. But tuition and living costs required a hefty sum. Selling her Bitcoins? Not an option. Instead, she leveraged our service, took out a BTC-backed loan, and funded her education without touching her assets. One year later, with a high-paying job in hand, she cleared the loan in just six months. Her Bitcoins remained intact, growing in value while she secured her future.
Olivia. The Ambitious Trader
Daniel saw DeFi as a goldmine of opportunity, but there was one problem — he wasn’t ready to part with his Bitcoins. Instead of selling, he used them as collateral for a loan, securing USDT to invest in high-yield DeFi projects. Every month, the profits rolled in. Soon, he repaid the loan entirely — without losing a single satoshi. His Bitcoins stayed safe, and his wealth grew.
Daniel. The DeFi Risk-Taker
Sebastian dreamed of turning his house into a perfect family home, but cashing out his BTC in a volatile market wasn’t an option. He made a smarter move — secured a $ 25,000 loan against his BTC, funded the renovation, and transformed his living space. Loan repaid, home upgraded, and his Bitcoin stash still intact. A win on all fronts.
Sebastian. The Smart Family Man
We constantly update you
on your loan’s status
so you never fall behind
Always here
Always monitoring the situation and keeping you posted with push notifications
Get up-to-date information
about your loan right on your screen
We’ll send you a push notification and email when you get close to your limit
Always a step ahead — we’ll notify you about the limits in the app and via email
FAQ
How do crypto loans work?
  1. Choose your collateral’s amount and currency, for example, BTC — we hold on to it until you repay the loan
  2. Choose your loan’s terms and amount in USDT
  3. Confirm your loan and transfer your collateral to the EMCD wallet to get USDT
  4. Close your cryptoloan anytime — just return the USDT with interest to get your collateral back
What’s LTV?
LTV is the percentage of a coin’s value you can borrow in USDT. For example, if BTC is worth $ 100 000, an LTV of 50% lets you borrow up to 50 000 USDT. The lower the LTV, the lower the risk of liquidation
What does liquidation mean?
Liquidation or liquidation cost is the value of the collateral at which we terminate the loan. This happens if the collateral’s value goes over LTV 95%, then we have to cover the loan we issued with the collateral. This can be avoided if you top up your collateral or partially pay off your loan
What’s the loan’s term? And when do I get my collateral back?
You can get your loan in 15 minutes. You get your collateral back within an hour after paying off your loan, since most of it is stored on cold wallets
What do I do if the collateral’s rates changed after I got my loan?
If the collateral’s value drops, LTV will go up, along with risk levels, and vice versa if the collateral’s value rises
Where do we get out crypto rates?
We take the latest rates on 5 leading exchanges, for example, Binance and Huobi. The rate is updated every several seconds, so we account for changes on the market
Listed among the world’s largest Bitcoin mining pools
Top 10
1st place
Best mining pool of 2024 according to TerraCrypto
Reliable performance in the crypto market
7+ years
of stable app performance
7+ years
Download app
EMCD services are always at your fingertips
EMCD 2024
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