10 000 USDT in cashback

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Why you need Loans

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Trusted by over 400 000 users

of stable app operation

7+ years

monthly transactions

2.7 million

Crypto is always at your fingertips

An app where you can store, exchange, and grow your assets

Up to 14% APY

Coinhold

Store crypto and earn passive income with interest capitalization

coins available

16

P2P

Buy and sell crypto directly from miners

fee

1.5%

Mining Pool

Mine BTC, LTC, DOGE, ETC, and other coins with high hash rate and 24/7 technical support

FAQ

Наши продукты:

Trusted by over 400 000 users

Up to 14% APY

Coinhold

Store crypto and earn passive income with interest capitalization

coins available

16

P2P

Buy and sell crypto directly from miners.

fee

1.5%

Mining Pool

Mine BTC, LTC, DOGE, ETC, and other coins with high hash rate and 24/7 technical support

Get loan

Take out a Bitcoin backed USDT loan and join the giveaway

Transparent Fees

Secure

Get loan

Instant Approval

Giving away 10 000 USDT in cashback

4.9

Trustpilot rating

7+

Years in the Cryptocurrency Market

400 000+

Users Trust EMCD with Their Finances

24/7

Support – Always Awake

05

Put that cashback to work in Coinhold, re-invest it, or just cash out

04

After September 1, watch cashback drop into your account

03

Get USDT — use it how you like

02

Go to Loans and take any loan

01

Create an EMCD account

How it works

Get back 5%* from loan interest paid — borrow and save on interest before September 1

Why this works

Cashback goes straight into your account

Limited fund, guaranteed payout

No additional terms, just take a loan

Get loan

Low interest loan becomes even cheaper

Maximum — 100 USDT per user
If there are too many participants, the cashback will be divided proportionally
Cashback calculations and payouts carried out September 1-5

Get from 1 000
to 1 000 000 USDT

In seconds with collateral

Get from 1 000 to 1 000 000 USDT

24/7 support

Our tech support is here for you 24/7 —
an expert team is always ready to help and answer any questions

No approvals

Get an instant loan —
no credit history check

Safe

We use cutting-edge
cryptography tech
and pass regular audits

We store the majority of crypto assets on cold wallets that aren’t connected to the internet

No hidden charges

Transparent fees — no insurance or transaction charges for withdrawals

What are loans
with collateral for?

Covering sudden expenses

A loan can come in handy if you need to cover something unplanned, like car repairs or an unexpected move

Investing into mining

Grow your mining power without selling your coins — buy a new ASIC and cover the loan interest with your rewards

Buying real estate

Crypto loans can offer lower rates than banks, allowing you to buy real estate or cover a down payment for a mortgage

Treating yourself

Go on that trip you’ve been dreaming of, get your loved ones something really special, or invest into your education with a course

And all this without the need to part with your coins

Get loan

Keep your BTC and get USDT

400 000+
users trust us

John is a crypto enthusiast who decided to try out EMCD’s services. He took a loan using 1 BTC as collateral and got $ 50,000 USDT. Instead of just holding onto his bitcoins, John dove into a portfolio of altcoins he believed would skyrocket. Six months later, his portfolio exploded in value. He sold the altcoins, paid off the loan, returned the collateral, and pocketed over $ 100,000 in profit. That’s how he grew his wealth without ever selling a single bitcoin.

John. Investor

After five years in mining, Leon saw a game-changing opportunity: new equipment that could boost his income by 30%. The problem? He didn’t want to sell his hard-earned Bitcoin. The solution? A BTC-backed loan. With $ 70,000 in hand, he scaled up his operation. The new hardware paid for itself, the loan was repaid fast, and his mining power doubled. More profits, more growth, no sacrifices.

Leon. The Strategic Miner

Olivia had one goal — an MBA from a top European university. But tuition and living costs required a hefty sum. Selling her Bitcoins? Not an option. Instead, she leveraged our service, took out a BTC-backed loan, and funded her education without touching her assets. One year later, with a high-paying job in hand, she cleared the loan in just six months. Her Bitcoins remained intact, growing in value while she secured her future.

Olivia. The Ambitious Trader

Daniel saw DeFi as a goldmine of opportunity, but there was one problem — he wasn’t ready to part with his Bitcoins. Instead of selling, he used them as collateral for a loan, securing USDT to invest in high-yield DeFi projects. Every month, the profits rolled in. Soon, he repaid the loan entirely — without losing a single satoshi. His Bitcoins stayed safe, and his wealth grew.

Daniel. The DeFi Risk-Taker

Sebastian dreamed of turning his house into a perfect family home, but cashing out his BTC in a volatile market wasn’t an option. He made a smarter move — secured a $ 25,000 loan against his BTC, funded the renovation, and transformed his living space. Loan repaid, home upgraded, and his Bitcoin stash still intact. A win on all fronts.

Sebastian. The Smart Family Man

We constantly update you
on your loan’s status
so you never fall behind

Always here

Always monitoring the situation and keeping you posted with push notifications

Get up-to-date information
about your loan right on your screen

We’ll send you a push notification and email when you get close to your limit

Always a step ahead — we’ll notify you about the limits in the app and via email

FAQ

How do crypto loans work?

Choose your collateral’s amount and currency, for example, BTC — we hold on to it until you repay the loan
Choose your loan’s terms and amount in USDT
Confirm your loan and transfer your collateral to the EMCD wallet to get USDT
Close your cryptoloan anytime — just return the USDT with interest to get your collateral back

What’s LTV?

LTV is the percentage of a coin’s value you can borrow in USDT. For example, if BTC is worth $ 100 000, an LTV of 50% lets you borrow up to 50 000 USDT. The lower the LTV, the lower the risk of liquidation

What does liquidation mean?

Liquidation or liquidation cost is the value of the collateral at which we terminate the loan. This happens if the collateral’s value goes over LTV 95%, then we have to cover the loan we issued with the collateral. This can be avoided if you top up your collateral or partially pay off your loan

What’s the loan’s term? And when do I get my collateral back?

You can get your loan in 15 minutes. You get your collateral back within an hour after paying off your loan, since most of it is stored on cold wallets

What do I do if the collateral’s rates changed after I got my loan?

If the collateral’s value drops, LTV will go up, along with risk levels, and vice versa if the collateral’s value rises

Where do we get out crypto rates?

We take the latest rates on 5 leading exchanges, for example, Binance and Huobi. The rate is updated every several seconds, so we account for changes on the market

Listed among the world’s largest Bitcoin mining pools

Top 10

1st place

Best mining pool of 2024 according to TerraCrypto

Reliable performance in the crypto market

7+ years

of stable app performance

7+ years

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EMCD services are always at your fingertips

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All or part of the EMCD services, some features thereof, or some digital assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the EMCD Personal Account and in the relevant general terms and conditions.

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Contact us at support@emcd.io